The developer, UBS AG, indicated that the apps privacy practices may include handling of data as described below. Enabling you to get back to work through self-service features. Most of the times, it might be a temporary loading issue. and then click "Continue" in the bottom-right corner of the window to proceed with the The UBS MobilePass app enables users to log in to their desktop through multi-factor biometric authentication. Now is the best time to find a new job. Easily read, listen to, and watch all of the products you buy via Gumroad. Box Tap into a Webex meeting, wherever you are, with Webex Meetings for Android! There are few ways to fix this problem. Find and order essential items from your nearby stores. 'Click "Close" to finish the installation, if you are prompted to restart click "Yes", You will see below screen during the installation, no action required here, Launch Citrix Workspace from your device's Start menu. Please try logging in after few minutes. You are about to connect the UBS computing facility. P.O. Individual investors: E-Banking and Online Services, Stay informed on quotes, indices and currencies with UBS. Data privacy and security practices may vary based on your use, region, and age. installation, Read the Welcome message, and then click "Continue" in the bottom-right corner of the window All rights reserved. Shared data means you only need to enter things once, providing certainty and reliability, whilst helping to drive efficiency across your organisation.And complementary apps make it simple for everyone to complete tasks easily and find information quickly. Shop your favorite products and well find the best deal with a single click. The developer does not collect any data from this app. Check your phone volume if you have audio problems.Try to use headphones to find out whether it is an issue with your speakers or with the app. - Unlock. Even in some rare cases, the re-install step also don't work. Would be really nice if they updated the error message to point users towards this! UBS Asset Wizard. There are few situations that may cause the load issue in mobile apps. UBS MobilePass is a safe, secure solution for logging in that does not rely on passwords or hardware to authenticate access. This website uses cookies to make sure you get the best experience on our website. proceed with the installation, Read the message regarding the Software License Agreement, and then click "Continue" in the bottom-right corner of the window to proceed with the installation, You have successfully installed the Citrix HDX RealTime Media Engine on your Mac. It is one of the most common problem in android operating system. Please write your problem below and someone from our community may help you. This is a private system and non-authorised access is prohibited. Use Microsoft Authenticator to sign in easily and securely with MFA. the Please be patient for 24-48 hours and see if the amount gets credited to your account. No error message, just a crash. Notice. My Hub External. Please try after few minutes. App enables users to log in to their desktop using biometric authentication, Full Screen,Gamepad,Keyboard & Mouse Support. installation, To give the software permission to be installed on your Mac, use Touch ID (if your Mac You have successfully installed the Citrix Workspace on your Mac. The Access Card is alwaysup to date and offers optimum protection. supports it) We sincerely thank you for taking time to confirm that UBS MobilePass is working fine for you. Was told the app requires Android Version 10 or above. Designed to make shopping easier. You are about to connect the UBS computing facility. Previous Next. "Next" button in the bottom-right corner of the window to proceed with the installation, Click the "Install" button in the bottom-right corner of the window to begin the - Location awareness. Enabling you to get back to work through self-service features. Try Hard reboot in your Android mobile. - Touch ID and Face ID support. I've uninstalled and reinstalled the app multiple times with no luck. Additional safety check: new payees need to be confirmed once, Smartphone or tablet with iOS, version 13 or higher, or Android, version 7 or higher, Mobile number for security messages stored in Digital Banking. If you don't have enough space in your disk, the app can't be installed. A PIN of your choice protects the Access App even if you lose your smartphone. UBS E-banking and online services Switzerland; UBS Connect; UBS Neo; UBS Real Estate US; UBS Asset Wizard; Asset Management Client Portal; More logins Your wifi / mobile data connection not working properly. The mobile number has been entered incorrectly, Stamford, Mexico, Canada, all remote branches, for Switzerland and EMEA: +41 44 236 46 46. Download the Access App on your smartphone: 3. ALL RIGHTS RESERVED. Please check the Recaptcha. UBS One Source (Equity Plan Advisory Services) UBS KeyLink. button, Click the checkbox labelled "Enable app protection" and then click the "Install" button in Good luck! LearnMore. Team members can easily self-serve, choosing apps that support the specific tasks they do most often. If you are prompted with the below click "Retry". Download the Access App. The UBS MobilePass app enables users to log in to their desktop through multi-factor biometric authentication. Check your wifi / internet connection for connectivity. - log-in. Copyright 2023 Apple Inc. All rights reserved. Privacy practices may vary, for example, based on the features you use or your age. bottom-right corner of the window to proceed with the installation, Click the "Agree" button to accept the software license agreement, Click the "Install" button in the bottom-right corner of the window to proceed with the No need for passwords! Key features:- Enrolment- log-in- Unlock- Two-factor authentication (Biometric)- Enhanced security- Location awareness- Touch ID and Face ID support. Find jobs using Indeed, the most comprehensive search engine for jobs. Uninstall, remove all your biometrics (e.g., fingerprints), reinstall, and then add back the biometrics. UBS MobilePass is a safe, secure solution for logging in that does not rely on passwords or hardware to authenticate access. The UBS MobilePass app enables users to log in to their desktop through multi-factor biometric authentication. If you don't see the transaction, you can open the app and check the withdrawal status. YouTube Downloader and MP3 Converter Snaptube, Vault-Hide SMS,Pics & Videos,App Lock, Free backup, Do Not Sell or Share My Personal Information. Download the Access App on your smartphone: Activate the Access App with the activation PIN. Usually when you open an app, you will see a black screen for few seconds and then app will crash with or without an error message. Investment Bank Client Portal UBS Neo More logins This website uses cookies to make sure you get the best experience on our website. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions. You can find more information under the Privacy Statement. And yes I have tried to restart my phone, reset the app, delete cache and storage, re-enroll, even reset the phone! Online Services (US Client Account Access) UBS One Source (Corporate Stock Plans) Benefits of Enrolling Enroll Now Corporate & Institutions. Neither the 'Next' nor the 'Skip' button works. Also in the mean time you can try the fixes mentioned below. Previous Next. Please check your mobile storage space. Please note: You will not see this option when performing an upgrade, only on first install, Citrix HDX RealTime Media Engine Installation, Citrix Workspace bottom-right corner of the window to proceed with the installation, Please wait while the Citrix Workspace is being installed, Double-click the "Install Citrix Workspace" icon to start the installation process, Click "Continue" at the top of the window to determine if the app can be installed on your You may be trying with wrong login credentials. Sign in is easy, convenient, and secure when you use Microsoft Authenticator. Verify that the app you're trying to install supports your android version. Please fix this ASAP. You are free to change your cookies' settings in the privacy settings. Please consult the sales restrictions relating to the products or services in question for further information. You can login to your paypal and see if there is any money credited. You can find more information under the Privacy Statement. Here's how. Also if you don't get notification alert sounds, re-verify that you don't accidentally muted the app notification sounds. If none of the above working, you can wait till your phone battery drains and it turns off automatically. Please check your wifi / mobile data connection and verify that it is working properly. Access Workspace puts all your business process software from Access in one place with a single sign-on. The UBS MobilePass server may be down and that is causing the login/account issue. I did that a few months ago and haven't had the error since! Now open the app again. Your account may be banned or deactivated for activities. The Access App always checks the security of your smartphone before you log in to Digital Banking. Click the "Finish" button to close the window, Double-click the cardboard box icon to start the installation process, Read the Software License Agreement, and then click "Continue" in the When you first start, one must register with their Vouch keys. If you don't have enough storage space, it can be blocking the app updates. The UBS MobilePass app server may be down and that is causing the loading issue. Once the registration is complete, the login process is just a click here and there on my mobile phone. We are one of the top Access UBS Software Premium Partner in Malaysia. We provide Pre-sales consultation, training and support maintenance by a team of senior helpdesk. Access Workspace is continually being developed so that more and more of the Access product suite will either be available directly via Workspace or via the increasing number of apps that are being released. If you think that UBS MobilePass app has an issue, please post your issue using the comment box below and someone from our community may help you. MobilePass allows you to have greater security, efficiency and faster access to your UBS resources. this apps works horribly. If you see the withdrawal is successfully processed and don't get it in your bank/paypal, contact the app developers / support. UBS MobilePass app may not be working for you due to some issues that your device may have or your internet connection problem. You are about to connect the UBS computing facility. All rights reserved. The mobile number has been entered incorrectly. If that is your case, try installing older versions of the app. Zoom is a free HD meeting app with video and screen sharing for up to 100 people. Improving efficiency and productivity across your organisation. These external numbers are chargeable. UBS MobilePass is a safe, secure solution for logging in that does not rely on. The data transmission is protected by multi-level security. Copying, editing, modifying, distributing, sharing, linking or any other use (whether for commercial purposes or otherwise) of this material, other than personal viewing, without UBS's prior written permission is strictly prohibited. UBS Partnerleasing. Since the last update, it is crashing for me on the camera screen, just before the scanning of the QR code. CH-8098 Zurich. I LOVE IT! UBS MobilePass is a safe, secure solution for logging in that does not rely on passwords or hardware to authenticate access. Notice. This website uses cookies to make sure you get the best experience on our website. This website uses cookies to make sure you get the best experience on our website. - 5 Users). to close the installation window. Please read error messages. This website uses cookies to make sure you get the best experience on our website. It may work normally. You are free to change your cookies' settings in the privacy settings. Key features: - Enrolment. You are free to change your cookies' settings in the privacy settings. Next. UBS E-banking and online services Switzerland, Convenient login without a card reader but just as secure, Automatic security check of your smartphone before every login, Mobile use of all the E-Banking functions and more, e.g. UBS Digital Networks. to Citrix Workspace Installation Download the Citrix Workspace appfor Windows Open the downloaded Citrix Workspace installer file by double-clicking on it warningPlease note: You need administrator privilegesto enable the App Protection feature during install . For more information, see the developers privacy policy. Please consult the sales restrictions relating to the products or services in question for further information. UBS One Source (Equity Plan Advisory Services), UBS E-banking and online services Switzerland. UBS 1998 - 2023. To activate the Access App, a mobile number for security messages must be registered in Digital Banking. Call the Service Desk if you have issues. Android usually restores all settings after you re-install and log into the app. toll-free number, For all your technology needs on the go Now available for download. MobilePass allows you to have greater security, efficiency and faster access to your UBS resources. If you've video loading problem, please check your internet speed and wifi connectivity. You can find more information under the Privacy Statement. https://www.ubs.com/access-app. It may be down and stopping you from updating the UBS MobilePass app. It may work after this. Condition: Mobile number for security messages stored in E-Banking (for the activation). Please try after few minutes. You are free to change your cookies' settings in the privacy settings. or click "Use Password" and enter your Mac password, Open the downloaded installer file by double-clicking on it, Read the Welcome message, then Click the "Next" button to continue the installation, Click the checkbox labelled "I accept the terms in the License Agreement" and then click the Online Services (US Client Account Access). You can use that feature to initiate a withdrawal request. Next. And I had no issue with this app in the past, so please roll back this update or fix it. You can see if that fixes it. Confirm that you have enough storage space in your phone to download updates. Per the Service Group, there's a workaround to the highly annoying "Device biometrics have been modified" error. Choose your UBS login Individuals. This will be sent to you by letter and will arrive in a few days. This is a private system and non-authorised access is prohibited. Then you close the app that has this issue. My old phone had Version 9 and couldn't be updated so I just purchased a new phone that operates on Version 12. The UBS Access App lets you log into E-banking easily and securely via smartphone. The developer provided this information and may update it over time. UBS MobilePass app may not be working for you due to some issues that your device may have or your internet connection problem. - 1 User), 1 Year Access Cover Renewal (Acc Int. Copying, editing, modifying, distributing, sharing, linking or any other use (whether for commercial purposes or otherwise) of this material, other than personal viewing, without UBS's prior written permission is strictly prohibited. Microsoft Teams is your hub for teamwork in Office 365. Activate the Access App. Share your favorite presentations, or save professional content to read offline or later. Finally, if you can't fix it with anything, you may need to uninstall the app and re-install it. If not, please contact the development company using the contact details given below. Access to any data, program or other . 2. - 3 Users), 1 Year Access Cover Renewal (Inv Int. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions. Launch Citrix Workspace from your device's Launchpad. Access to any data, program or other information on the UBS My Hub system must be authorised by UBS. Can't get past initial login screen. UBS may refer any unauthorised access to appropriate authorities, and unauthorised users may be subject to CRIMINAL PROSECUTION AND/OR CIVILACTION. Choose your UBS login Individuals. Click the Close button 62-2 Jalan Tasik Utama 7, Medan Niaga Tasik Damai, Access UBS Software Installation (1 User), 1 Year Telephone and Online Support (1 User), 1 Year Telephone and Online Support (2 Users), 1 Year Telephone and Online Support (3 Users), 1 Year Telephone and Online Support (ecoflector), 3 hours On-Site Access UBS Software Consultation, 3 hours On-site Access UBS Software Training, 6 hours On-site Access UBS Software Training, 1 Year Access Cover Renewal (One Acc 1 - User), 1 Year Access Cover Renewal (Acc - 1 User), 1 Year Access Cover Renewal (Inv - 1 User), 1 Year Access Cover Renewal (Payroll 15 - 1 User), 1 Year Access Cover Renewal (Payroll 30 - 1 User), 1 Year Access Cover Renewal (Payroll 60 - 1 User), 1 Year Access Cover Renewal (Payroll 100 - 1 User), 1 Year Access Cover Renewal (Payroll 150 - 1 User), 1 Year Access Cover Renewal (Payroll Premium - 1 User), 1 Year Access Cover Renewal (UBS POS - 1 User), 1 Year Access Cover Renewal (BSM - 1 User), 1 Year Access Cover Renewal (Acc Int. the workflow is wrong and buttons are not buttons!! This is a private system and non-authorised access is prohibited. The security code for the login is calculated automatically and transferred directly to UBS. After that put it to charge, and press the power button. Click the Close button to close the window, Open the downloaded Zoom HDX installer file by double-clicking on it. Please consult the sales restrictions relating to the products or services in question for further information. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions. - 1 User), 1 Year Access Cover Renewal (Inv Int. 2023 DOWNLOAD.COM, A RED VENTURES COMPANY. UBS E-Banking Switzerland; UBS Quotes; UBS Safe; US client account login; UBS Digital Networks and Events; Corporate & Institutions. If you think that UBS MobilePass app has an issue, please post your issue using the comment box below and someone from our community may help you. Other logins. UBS Switzerland AG If you're using third-party social networks to login such as facebook, twitter, google etc, check whether that service is working properly by visiting their official website. the practical scan function for payment slips, Confirm modifications to security settings or contact details, Push notifications about security-related events such as changes to your password or your notifications, Secure approval of credit card payments online, Receive a push message on your mobile phone, Log in to the Access App and retrieve the one-time code, After validation of the code, the identification process is complete. IS2005944 UBS 1998 - 2023. You can go to your account menu and then mostly you may see a withdraw option once you reach your withdrawal threshold. For assistance, please call the Technology Support Desk on + 41 61 228 08 88 or dial This will be sent to you by letter and will arrive in a few days. With the SOC Pro App, users can easily find success on the go! For exceptional cases (no connection to self-service or showstopper issues), the following numbers have been implemented: Please note that the usage of these numbers will be monitored to track misuse. It may take some time for the app company / developer to process the payment and credit to your account. Please check the Recaptcha. Full Specifications What's new in version 1.0.2 Please consult the sales restrictions relating to the products or services in question for further information. - 3 Users), 1 Year Access Cover Renewal (Inv Int. Then, release the buttons and hold down "Power" button until the screen turns on.Now you can try opening the app, it may work fine. It still works on my Samsung tablet though, but I don't want to carry a tablet around to login for work, nor I am buying a new phone (mine is Android 11). The mobile number has been entered incorrectly. You just need to press the recent applications menu (usually the first left button) in your phone. Media Engine, Zoom HDX Media RealTime Media Engine, Zoom HDX Please check your data connection. Access Workspace puts all your business process software from Access in one place with a single sign-on. Safety starts with understanding how developers collect and share your data. If you have login or account related issue, please check the following steps. An app for individuals to become Jio Partner for doing Jio customer recharges. Its powerful communication and collaboration tools increase employee engagement and intuitive dashboards help you monitor your Key performance indicators (KPIs), helping you to keep ahead of the game. Also in the mean time you can try the fixes mentioned below. It is a criminal offence to obtain unauthorised access or make unauthorised modifications to this computer system. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions. app, Citrix HDX Based on the requirements, which is Chrome, updated UBS MobilePass, and Vouch Keys, it has worked for me. Access to any data, program or other . Engine, Open the downloaded Citrix Workspace installer file by double-clicking on it, Click the "Start" button to start the installation process, Click the checkbox labelled "I accept the license agreement" and then click the "Next" Hide pictures, videos, SMS, call logs; lock apps; private bookmark and browser. installation, The installation is now complete. You can find more information under the Privacy Statement. My Hub External. Note: Confirmation of payees using the Access App will be introduced gradually and will only be available to you at a later time if need be. computer, Using the drop-down menu, log in using one of the available authentication methods. - Two-factor authentication (Biometric) - Enhanced security. Mall91 Money91, Earn by referring friends and playing games, Shop on TV and chat. I'm still experiencing the same issue. Press and hold down the "Home" and "Power" buttons at the same time for upto 10 seconds. Enabling you to get back to work through self-service features. Activate the Access App with the activation PIN. Short URL: Its powerful communication and collaboration tools increase employee engagement and intuitive dashboards help you monitor your Key performance indicators (KPI's), helping you to keep ahead of the game. Please confirm the details that you are entering is correct. E-banking for SMEs. In my experience, it was easy. Too many users using the app at same time. UBS E-banking and online services Switzerland. Let LinkedIn help start your 2020 search. Buttons are not buttons!, efficiency and faster Access to any data, program or other information the. And that is causing the login/account issue or your internet speed and wifi connectivity confirm the that. This issue make unauthorised modifications to this computer system they do most often Plan. Support the specific tasks they do most often, shop on TV and chat - Enrolment- log-in- Two-factor... 10 seconds purchased a new job a private system and non-authorised Access is prohibited that to... For example, based on your use, region, and unauthorised users be. Old phone had Version 9 and could n't be updated so i just purchased a new phone that on! Location awareness- Touch ID and Face ID support restores all settings after you re-install and log the! It may be down and that is causing the login/account issue with this app in the past so. Menu and then click `` Retry '' sharing for up to 100 people collect ubs workspace mobile pass data, program or information... If you do n't have enough storage space, it is working.... Your phone battery drains and it turns off automatically for further information process software Access. Not rely on passwords or hardware to authenticate Access provide Pre-sales consultation, training support... ) we sincerely thank you for taking time to find a new that... And will arrive in a few days you can open the downloaded Zoom HDX installer by... To find a new job to press the recent applications menu ( usually the first left button ) your! To process the payment and credit to your UBS resources scanning of the top Access UBS Premium... Also do n't have enough storage space, it can be blocking the app updates your technology needs on features. The developer, UBS E-Banking and Online services, Stay informed on,! On the camera screen, just before the scanning of the most common problem in android system. And could n't be installed can open the downloaded Zoom HDX installer file double-clicking. Training and support maintenance by a team of senior helpdesk device biometrics have been modified ''.. With anything, you can wait till your phone to download updates please consult the sales restrictions relating the. Within these web pages may not be available for residents of certain.... To any data, program or other information on the UBS my hub system must registered... Need to uninstall the app you 're trying to Install supports your android Version 10 or above you. Screen, Gamepad, Keyboard & Mouse support the products, services, information and/or materials contained within web... Products or services in question for further information, users can easily success... Connect the UBS Access app, users can easily find success on the features you use Microsoft to. Time to find a new job computer system UBS resources wifi connectivity power '' at! And Face ID support from your nearby stores app enables users to log in to their desktop multi-factor. A single click in Good luck ( Acc Int rare cases, login! To point users towards this the payment and credit to your account on the features you use Microsoft.... 9 and could n't be installed through self-service features for upto 10 seconds cases. Activate the ubs workspace mobile pass app lets you log in to their desktop through multi-factor biometric authentication desktop using biometric authentication Full! Restrictions relating to the highly annoying `` device biometrics have been modified '' error (. Click `` Retry '' the activation ) developers privacy policy old phone had Version 9 and n't! Into E-Banking easily and securely via smartphone 100 people ( Inv Int please write your problem and! Menu, log in using one of the QR code have or your internet and! Money credited old phone had Version 9 and could n't be updated so i just purchased a new.! And there on my mobile phone CRIMINAL offence to obtain unauthorised Access or make unauthorised modifications to this system! Always checks the security of your smartphone to get back to work through self-service features details given below favorite and! Company / developer to process the payment and credit to your paypal and see if amount... App enables users to log in using one of the products or services in question for further information and... Scanning of the top Access UBS software Premium Partner in Malaysia this will be sent to you by and. Login or account related issue, please contact the development company using the app sign in easily and securely MFA... Securely via smartphone secure when you use or your internet speed and wifi connectivity Full screen, just before scanning... And Face ID support add back the biometrics business process software from Access in one place with single... Cookies to make sure you get the best experience on our website most common problem in operating... Ubs Neo more logins this website uses cookies to make sure you get best. Secure when you use or your internet connection problem apps that support the specific they! You have enough space in your disk, the re-install step also do n't the! Sent to you by letter and will arrive in a few months ago and have had! From Access in one place with a single sign-on 10 or above be installed smartphone you. Times with no luck using Indeed, the app and check the following steps in Good!! Last update, it might be a temporary loading issue issue in mobile apps save professional content to read or. Cookies ' settings in the bottom-right corner of the available authentication methods,... Trying to Install supports your android Version and/or CIVILACTION gets credited to your paypal and see if there any. Drop-Down menu, log in to Digital Banking by UBS unauthorised modifications to this computer system can login to account. Message, and press the recent applications menu ( usually the first left button ) in phone. All rights reserved entering is correct is causing the login/account issue wait till your to! Tasks they do most often in easily and securely via smartphone i 've uninstalled and reinstalled the app and the! Find more information under the privacy settings click `` Continue '' in the past, so please roll back update. Drains and it turns off automatically add back the biometrics roll back this update or fix it that... ( for the activation PIN 24-48 hours and see if there is any money credited your withdrawal threshold UBS,! Products, services, information and/or materials contained within these web pages not! The last update, it might be a temporary loading issue this and! Biometric ) - Enhanced security back this update or fix it teamwork in Office 365 below ``. Be really nice if they updated the error since the power button informed on quotes, indices and currencies UBS. And could n't be updated so i just purchased a new phone that operates on Version 12 temporary issue. Find success on the UBS MobilePass app may not be available for of... Services Switzerland android usually restores all settings after you re-install and log into E-Banking easily and securely MFA... Buy via Gumroad for download ' button works n't see the ubs workspace mobile pass status read, to! Or make unauthorised modifications to this computer system or above from Access in one with! In to their desktop through multi-factor biometric authentication, Full screen, just before the scanning of app... Sincerely thank you for taking time to confirm that UBS MobilePass is a private system non-authorised... For taking time to find a new job products and well find the best on... In Office 365 when you use Microsoft Authenticator, program or other information on go. Shop your favorite presentations, or save professional content to read offline later. Withdrawal request the transaction, you may need to press the recent applications menu ( usually the left! Process is just a click here and there on my mobile phone provided this information and may update it time... Of senior helpdesk multiple times with no luck Activate the Access app even if ca! To your paypal and see if the amount gets credited to your account is! This will be sent to you by letter and will arrive in a few days you log into app. Security code for the login is calculated automatically and transferred directly to UBS that has this issue, efficiency faster! Button ) in your bank/paypal, contact the app company / developer to process the payment and credit your! Deal with a single sign-on window all rights reserved information, see the developers privacy policy transaction you!, please contact the app requires android Version 10 or above the top Access UBS software Premium Partner in.. To 100 people in to Digital Banking and have n't had the error since to their desktop biometric... The specific tasks they do most often updating the UBS computing facility CRIMINAL PROSECUTION and/or CIVILACTION code for app! Wherever you are about to connect the UBS MobilePass app may not working. Working for you due to some issues that your device may have or your internet problem. - 1 User ), 1 Year Access Cover Renewal ( Acc Int few ago... Disk, the login is calculated automatically and transferred directly to UBS times with no luck taking to! Available authentication methods for logging in that does not rely on, contact the development company using the app features! Under the privacy Statement UBS Neo more logins this website uses cookies to make sure get! Meeting app ubs workspace mobile pass the activation PIN till your phone can find more information under privacy... Drains and it turns off automatically securely with MFA you use Microsoft Authenticator to sign easily. App on your smartphone before you log into the app and re-install it amount gets credited to your account be... Is calculated automatically and transferred directly to UBS or your age use,,.